Humana One Life Insurance

Your income is the most vital asset your have when it comes to providing financial security for your family and that is why Humana One offers a Term Life Insurance policy that members may add to a major medical policy at the time of enrollment. Humana One Term Life Insurance amounts start at $25,000 and can go beyond $1 million. The Humana rate is guaranteed for the full term of the policy and is guaranteed renewable to age 95. Premiums after the initial level premium period will increase annually, but are also guaranteed.

If you are applying to Humana One for life insurance and health insurance simultaneously, you will be automatically approved for up to $150,000 in life insurance coverage should you be approved for health insurance coverage.

Humana One Term Life Insurance Levels

- Ages 18-65 for a 10-year level premium term
- Ages 18-60 for a 15-year level premium term
- Ages 18-55 for a 20-year level premium term

Humana One Accidental Death Benefit

The Humana One accidental death benefit provides accidental death coverage that is equal to the value of the policy with a face amount of $250,000 or less. This rider is available through issue age 55 and expires at age 65.

Children’s Term Insurance as an Optional Rider

Humana One provides a $5,000 optional death benefit for each child who is age 30 days to 19 years. If the member is approved, eligible children are added automatically.

The Humana One Term Life Insurance was created with the Humana members in mind, to protect members when they need to provide long-term care for family members and loved ones. Humana One understands that you pay 100 percent of your life insurance premiums, which is why Humana One strives to offer affordable insurance plans customized to meet members financial needs.

For full coverage information please reference the Humana certificate of coverage, or contact GetHealthInsurance.com at 877.236.7444 and speak with representative.

*Insurance amounts available vary by state.

* For a complete listing of benefits, exclusions and limitations please refer to the certificate of insurance. In the event there are discrepancies with this information on the GetHealthInsurance.com web site, the terms and conditions of the coverage documents will govern. Benefits, exclusions and limitations may vary from State to State. GetHealthInsurance.com and GHIC Corporation can not be sure that the information provided is 100% accurate because health insurance companies are continually changing health insurance benefits and language. We recommend you review full up to date coverage documents from the insurance company prior to making any financial decisions or commitments. Please call the GHIC Corporation HELP DESK at 877-236-7444 M-F 8:30am - 9pm Sat 9:30am - 6pm EST if you have any questions or need further assistance.